| This policy is designed to meet the needs of any resident Indian family travelling abroad. In some countries it is compulsory for visitors to have a medical insurance cover. This plan is recommended for the families travelling abroad basically on a holiday. This plan provides coverage of upto USD 50,000 for each immediate family member and is more cost effective than a single trip policy.
Salient Features:
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Medical Cover:
The policy basically provides cover for medical expenses upto USD 50,000 for each of the insured during his / her stay abroad.
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Personal Liability:
This feature covers the liability of insured while abroad, arising out of death or injury of third party or damage to the property of third party upto USD 50,000.
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Emergency Medical Evacuation:
In the event that you suffer from injury or illness which necessitates your emergency medical evacuation, ISOS will arrange for the evacuation and pay for the expenses incurred.
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Repatriation of Remains:
If the remains or the body has to be sent back to the home country due to the death of the insured the expenses incurred for the same are taken care off under this feature.
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Accidental death and dismemberment (24 hours):
This feature takes care of death or disablement of the insured due to an accident abroad.
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Loss of Passport:
In the event of insured losing his passport this section provides for the expenses incurred in getting a duplicate passport.
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Bail Bond:
This cover will provide with the bail bond cost which the insured incurs as a result of false arrest or wrongful detention by any government or foreign power.
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Home Burglary Insurance:
This cover will provide for the loss and damage caused by Burglary or attempted Burglary of the contents of the insured home in India while he is on a trip abroad.
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Contact us on
Tel.: 1800 22 8687
Email: leisuremail@tci.co.in
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| Benefits: |
|
Type of Cover |
Amount In USD |
| Assistance Services |
Included |
| Accident & Sickness Medical Reimbursement |
50,000 |
| Personal Liability |
50,000 |
| Emergency Evacuation |
Included |
| Repatriation of Remains |
Included |
| Accidental death and dismemberment (24 Hours) |
10,000 |
| Loss of Passport |
250 |
| Bail Bond |
2500 |
| Home Burglary Insurance |
2,00,000 (INR) |
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No Medical Tests Requirement.
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Settlement of claim within 7 days after completion of the claims procedure.
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Issuance of policy within minutes.
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Covers persons in the range of 6 months – 70 Yrs.
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Covers Trip duration from 1 – 90 Days.
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Medical Emergency Assistance.
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Direct Settlement for In – Hospital Medical expenses abroad.
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Arrangement of Hospital admissions.
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Arrangement for Emergency Medical Evacuation & Repatriation.
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Emergency Travel Services.
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Embassy Referral Services.
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Claims Procedures Information Services.
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| Rates:
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| Worldwide Excluding the Americas |
Worldwide Including the Americas |
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| No. of Persons |
|
| Days of Travel |
| 1 to 14 |
1436 |
2088 |
2694 |
3187 |
2222 |
3187 |
4152 |
4894 |
| 15 to 21 |
1527 |
2178 |
2828 |
3322 |
2334 |
3367 |
4378 |
5140 |
| 22 to 30 |
1706 |
2446 |
3166 |
3727 |
2559 |
3704 |
4803 |
5634 |
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Requirements:
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Recommendations:
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It is mandatory in some Western countries for a visitor to their country to be covered by a Health Insurance Policy. In its absence, he may run the risk of repatriation or quarantining in the airport itself.
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Medical treatment is expensive overseas and can become a major financial problem in case of any emergency / accident.
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For a small premium paid in Indian currency, payment of claim in foreign currency of the country in which a claim arises is disbursed.
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Besides, the foreign currency allowances allowed by the host Country can be conserved as the premium is paid in Rupees in home country.
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The Claim procedure is very simple. The policy document that the insured carries with him contains full details of the claim settling agencies. The insured has to just get in touch with the Agency and they take over the responsibility of dealing with the respective Hospitals/Authorities who then undertake to settle the bills directly with the hospitals.
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