This policy is suitable for any Indian resident travelling abroad. In some countries it is compulsory for visitors to have a medical insurance cover. This plan provides coverage upto USD 5,00,000 with additional benefits such as In Hospital Indemnity, Trip Delay, Automatic of the policy upto 7 days, Trip Cancellation , Trip Curtailment , Emergency Cash Advance, Sickness Dental Relief, Personal Liability, Home Burglary Insurance, Hijack cover, Bail Bond etc.

Policy Features:

• Medical Cover:
  The policy basically provides cover for medical expenses upto USD 5,00,000 of the insured during his / her stay abroad.
  
• Personal Liability:
  This feature covers the liability of insured while abroad, arising out of death or injury of third party or damage to the property of third party upto USD 2,00,000.
  
• Emergency Medical Evacuation:
  In the event that you suffer from injury or illness which necessitates your emergency medical evacuation, ISOS will arrange for the evacuation and pay for the expenses incurred.
• Repatriation of Remains:
  If the remains or the body has to be sent back to the home country due to the death of the insured the expenses incurred for the same are taken care off under this feature.
  
• Accidental death and dismemberment (24 hours):
  This feature takes care of death or disablement of the insured due to an accident abroad.
  
• Accidental death and dismemberment (Common Carrier):
  This feature takes care of death or disablement of the insured due to an accident abroad in any mode of public transport ( i.e. bus , train. Etc. which is used by the local residents as the means of transport in their day to day life).
  
• Baggage Loss (Checked):
  This feature provides for total loss of checked baggage by a common carrier, upto a specified limit.
  
• Baggage Delay:
  This feature provides for delay of checked baggage by a common carrier, upto a specified limit.
  
• Loss of Passport:
  In the event of insured losing his passport this section provides for the expenses incurred in getting a duplicate passport.
  
• Hijack:
  This cover provides an allowance, in the event of carrier in which insured is travelling gets hijacked.
  
• Bail Bond:
  This cover will provide with the bail bond cost which the insured incurs as a result of false arrest or wrongful detention by any government or foreign power.
  
• Home Burglary Insurance:
  This cover will provide for the loss and damage caused by Burglary or attempted Burglary of the contents of the insured home in India while he is on a trip abroad.
  
• Automatic Extension of the policy upto 7 days :
  Automatic extension of the period of the policy is granted upto a period of 7 Days from the policy expiry date, if the extension is necessary due to delay by the scheduled airlines, which is beyond the control of the insured, and no alternative air transportation is made available to the insured.
  
• Trip Cancellation :
  This feature covers the re-imbursements of the deposits made for the travel arrangements prior to the Contracted Departure Date. If the insured is prevented from taking a trip due to Medical or compassionate reasons.
  
• Trip Curtailment :
  This feature covers the expenses reasonably incurred by the insured person who is not been able to continue or complete his / her trip due to medical or compassionate reasons.
  
• Emergency Cash Advance :
  The assisstance company will arrange for cash payments to the insured through a variety of sources including Credit Cards / Hotels / Banks / Consulates.
  
• Sickness Dental Relief. :
  If the insured person has to incur any expense in relation to his dental treatment the amount will be reimbursed to him.
  
• In Hospital Indemnity :
  This is in case the insured person is a patient and would like to avail of the facility of service that is outside the purview of the hospital e.g. if the patient does not like the food that is provided by the hospital then he can purchase the food from outside.
  

Contact us on
Tel.: 1800 22 8687

Email: leisuremail@tci.co.in