| This insurance plan is best suited for Indian residents travelling abroad. In some countries it is compulsory for visitors to have a medical insurance cover. This plan is ideally suitable for such set of customers travelling abroad on a short span of trip.
Policy Features:
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Medical Cover:
The policy basically provides cover for medical expenses upto USD 50,000 to the insured during his / her stay abroad.
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Emergency Medical Evacuation:
In the event that the insured suffers from injury or illness which necessitates your emergency medical evacuation, ISOS( International Security Overseas Services.) will arrange for the evacuation and pay for the expenses incurred.
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Repatriation of Remains:
If the remains or the body have to be sent back to the home country due to the death of the insured the expenses incurred for the same are taken care off under this feature.
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Accidental death and dismemberment (24 hours):
Takes care of death or disablement of the insured due to an accident caused during his / her stay abroad.
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Checked-in Baggage Loss:
Provides for total loss of checked baggage by a common carrier, upto a specified limit.
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Baggage Delay:
Provides for delay of checked baggage by a common carrier, upto a specified limit.
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Loss of Passport:
In the event of insured losing his passport this section provides for the expenses incurred in getting a duplicate passport.
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Personal Liability Benefit:
Covers you for any liability upto a limit of 100,000 while you are travelling.
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Automatic Extension of the policy upto 7 days:
Automatic extension of the period of the policy is granted upto a period of 7 Days from the policy expiry date, if the extension is necessary due to delay by the scheduled airlines, which is beyond the control of the insured, and no alternative air transportation is made available to the insured.
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Trip Curtailment:
This feature covers the expenses reasonably incurred by the insured person who is not been able to continue or complete his / her trip due to medical or compassionate reasons.
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Emergency Cash Advance:
The assisstance company will arrange for cash payments to the insured through a variety of sources including Credit Cards / Hotels / Banks / Consulates.
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Sickness Dental Relief:
If the insured person has to incur any expense in relation to his dental treatment the amount will be reimbursed to him.
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Contact us on
Tel.: 1800 22 8687
Email: leisuremail@tci.co.in
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| Benefits: |
|
Type of Cover |
Amount In USD |
| Accidental death and dismemberment Benefit |
10,000 |
| Accident & Sickness Medical Expense Benefit |
50,000 |
| Assistance Services |
Included * |
| Emergency Evacuation |
Included * |
| Repatriation of Remains |
Included * |
| Dental Relief |
300 |
| Baggage Delay Benefit |
50 |
| Checked Baggage Loss Benefit |
500 |
| Loss Of Passport Benefit |
250 |
| Personal Liability Benefit |
100,000 |
| Trip Curtailment |
3,000 |
| Emergency Cash Advance |
500 |
| Deductibles & conditions apply |
| * Included under the benefit limit of Accident & Sickness Medical Expense Benefit. |
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Direct Settlement for In – Hospital Medical Expenses abroad.
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No Medical Tests Requirement.
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Settlement of claim within 7 days after completion of the claims procedure.
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Issuance of policy within minutes.
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Covers Trip duration from 1 – 180 Days.
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Covers persons in the range of 6 months – 70 Years.
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Medical Emergency Assistance.
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Arrangement of Hospital admissions.
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Arrangement for Emergency Medical Evacuation & Repatriation.
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Emergency Travel Services.
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Embassy Referral Services.
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Claims Procedures Information Services.
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| Rates:
|
|
| (Worldwide Excluding the USA/CANADA) |
(Worldwide Including the USA/CANADA) |
|
| Age Band |
6months- 40 years |
41-60Years |
61-70Years |
Age Band |
6months- 40 years |
41-60Years |
61-70 Years
|
|
| |
| 1-7 |
586 |
639 |
1037 |
1-7 |
871 |
970 |
1512 |
| 8-14 |
837 |
911 |
1398 |
8-14 |
1239 |
1342 |
2109 |
| 15-21 |
948 |
1066 |
1796 |
15-12 |
1291 |
1555 |
2709 |
| 22-28 |
1086 |
1321 |
2180 |
22-28 |
1549 |
1782 |
3410 |
| 29-35 |
1303 |
1537 |
2642 |
29-35 |
1916 |
2182 |
4144 |
| 36-47 |
1558 |
1911 |
3374 |
36-47 |
2347 |
2825 |
5352 |
| 48-60 |
1894 |
2225 |
4237 |
48-60 |
3279 |
4543 |
6646 |
| 61-75 |
2252 |
2825 |
5565 |
61-75 |
4853 |
6764 |
8153 |
| 76-90 |
2570 |
3281 |
6984 |
76-90 |
5808 |
6916 |
10107 |
| 91-120 |
3587 |
4285 |
9558 |
91-120 |
6030 |
7263 |
16480 |
| 121-150 |
4667 |
5947 |
13160 |
121-150 |
7988 |
9878 |
22891 |
| 151-180 |
5657 |
7014 |
15812 |
151-180 |
9670 |
11686 |
27236 |
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Requirements:
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Completed & a duly signed Original Proposal form.
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Payment of the policy before the issuance of the same.
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In case of the proposer being hypertensive, ECG reports from a cardiologist should be filed and basing on the same, the pre – existing condition may be excluded from the scope of benefits.
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Recommendations:
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It is mandatory in some Western countries for a visitor to their country to be covered by a Health Insurance Policy. In its absence, he may run the risk of repatriation or quarantining in the airport itself.
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Medical treatment is expensive overseas and can become a major financial problem in case of any emergency / accident.
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For a small premium paid in Indian currency, payment of claim in foreign currency of the country in which a claim arises is disbursed.
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