| This policy is designed for Indian resident students travelling abroad for higher education. In some Universities the Insurance premium is included in tuition fees and this plan is best suited for the student who wants to avail of the many benefits this policy offers beyond hospitalisation benefits.
Policy Features:
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Study Interruption:
If you are unable to continue your school semester due to serious medical or compassionate reasons, we will reimburse you the tuition fee paid in advance for the current semester.
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Sponsor Protection:
In the event of accidental death or permanent disablement of your sponsor, you will be reimbursed the remaining school fees up to the maximum limit shown in the Schedule of Benefits.
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Compassionate Visit (2-way)
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Personal Accident:
AIG Overseas Student Assist provides world-wide coverage against Accidental Death and Permanent Disablement whilst you are studying abroad, on vacation anywhere in the world or even when you are back in your home country.
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Emergency Medical Evacuation:
In the event that you suffer from injury or illness which necessitates your emergency medical evacuation, ISOS will arrange for the evacuation and pay for the expenses incurred.
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Repatriation of Remains:
In the unfortunate event of your death during your stay overseas, ISOS will arrange and pay for all reasonable covered expenses incurred in returning your remains to your home country.
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Felonious Assault:
You will be covered in the event that you suffer accidental death or disablement as a result of events such as robbery, felonious assault or any criminal act of violence directed at you. This benefit is payable in addition to the Accidental Death and Disablement cover.
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Lost Luggage:
You will be covered for accidental loss or damage to your checked in luggage wherever you travel.
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Personal Liability Abroad:
You will be covered against liability to third parties or damage to their property caused by his/her negligence.
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Medical Expenses for Accident and Sickness:
In addition to the Core Benefits described above, you have the flexibility to include an optional medical plan that covers both outpatient and hospitalization medical expenses for Sickness and Accident.
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Contact us on
Tel.: 1800 22 8687
Email: leisuremail@tci.co.in |
| Benefits: |
|
Nature of Cover |
Amount In USD |
| Assistance Services |
Included |
| Accident & Sickness Medical Reimbursement (In & Out Patient) |
2,00,000 |
| Accident & Sickness Medical Reimbursement |
2,00,000 |
| Personal Liability |
1,00,000 |
| Emergency Evacuation |
Included |
| Repatriation of Remains |
Included |
| Accidental death and dismemberment (24 Hours) |
25,000 |
| Baggage Loss (Checked.) |
1,000 |
| Study Interruption |
7,500 |
| Sponsor Protection |
10,000 |
| Compassionate Visit - 2 Way |
7,000 |
| Bail Bond |
5000 |
| Felonious Assault. (Accidental death and dismemberment) |
25,000 |
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No Medical Tests Requirement.
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Settlement of claim within 7 days after completion of the claims procedure.
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Issuance of policy within minutes.
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Covers Trip duration from 1 – 90 Days.
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Covers persons in the range of 6 months – 70 Years.
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Medical Emergency Assistance.
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Arrangement of Hospital admissions.
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Direct Settlement for In-Hospital Medical expenses abroad.
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Arrangement for Emergency Medical Evacuation & Repatriation.
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Emergency Travel Services.
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Embassy Referral Services.
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Claims Procedures Information Services.
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| Rates:
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Excluding teh Americans |
Including theAmericans |
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| 30 days |
1571 |
3300 |
| 60 days |
2694 |
5657 |
| 90 days |
3951 |
8306 |
| 180 days |
5904 |
12414 |
| 270 days |
8867 |
18632 |
| 365 days |
13289 |
23930 |
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Requirements:
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Recommendations:
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It is mandatory in some Western countries for a visitor to their country to be covered by a Health Insurance Policy. In its absence, he may run the risk of repatriation or quarantining in the airport itself.
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Medical treatment is expensive overseas and can become a major financial problem in case of any emergency / accident.
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For a small premium paid in Indian currency, payment of claim in foreign currency of the country in which a claim arises is disbursed.
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Besides, the foreign currency allowances allowed by the host Country can be conserved as the premium is paid in Rupees in home country.
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The Claim procedure is very simple. The policy document that the insured carries with him contains full details of the claim settling agencies. The insured has to just get in touch with the Agency and they take over the responsibility of dealing with the respective Hospitals/Authorities who then undertake to settle the bills directly with the hospitals.
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